Over the past year we’ve talked to hundreds of community banks about their middle and back office. Different charters, different core systems, same answer to the same problem: as volume grows, we hire. For most teams that’s the only lever they have.
One workflow came up more than any other. HMDA reporting. It arrives on a schedule, it eats weeks of subject-matter expert time, and it never gets easier as the loan book grows. Every time we heard it, we asked the same question: what would it look like to put AI orchestration against the tedious, repetitive part of this work and give that capacity back to the team?
The answer was a Blueprint our clients could deploy. We could have shipped something quickly. Instead we spent the last year in the weeds of the actual process, with the people who run it, building something banks can put into production rather than pilot.
Today the DeepSee HMDA / CRA Blueprint is generally available. And we’re not launching it on a slide. We’re launching it live, in production, at Colony Bank. Kudos to the Colony team for being our first implementation partner on this use case. Here’s what they’re seeing:
“Anyone can pilot AI. Getting to production results is what matters. Colony Bank is the first bank live in production with DeepSee’s HMDA / CRA Blueprint, and monthly HMDA reporting that used to take us roughly two weeks now takes about six hours. That gives our subject-matter experts real capacity back, and we’re already evaluating where else DeepSee can drive that kind of efficiency across loan operations.”
Nick Wilson, VP, Project Management, Colony Bank
What the Blueprint does
Every reportable loan carries more than a hundred federally required data points, and the documents that hold them are usually spread across more than one system. The Blueprint ingests reportable loan documents from multiple sources, performs the required review, escalates to your experts only where a discrepancy is found, and exports the verified data to your compliance system.
That’s a multi-step work item, handled end to end, with your people spending their time on the exceptions instead of the paperwork.
Here’s a quick demo:
We built this because we heard the problem first-hand, from banks that live it every reporting cycle. Being live in production on day one is the proof that it delivers.
Want to see it against your own reporting process? Request a demo and we’ll walk you through it.